PodTalk.live

Welcome to PodTalk.live (the ‘site’ and/or the ‘platform’), a social community co-owned, hosted, and operated by Multimedia Investments Ltd – a news, information, and data provider based in New Zealand (‘we’, ‘our’).

We (the representatives of PodTalk.live) are on a mission to provide a better community platform where discussion, debate, and ideas can be expressed in a safe and security-conscious environment. We hope you love the PodTalk platform, products and services — from discussion and debating tools to ecommerce solutions, to podcast creation, syndication, distribution and management tools to the next great idea that we haven’t even thought of yet.

These Terms of Use / Terms of Service (“Terms”) describe our commitments to you, and your rights and responsibilities when using our services. Please read them carefully and reach out to us if you have any questions. If you don’t agree to these Terms, don’t use our services.

If you are a user in countries located in the European Economic Area, Switzerland, or the United Kingdom (“European User”), some special terms apply to you as mentioned below.

Terms of Use / Terms of Service

These Terms govern your access to and use of the software, applications, extensions, and other products and services we provide through PodTalk.live and other Multimedia Investments Ltd sites (see: milnz.co.nz).

These Terms also govern visitors’ access to and use of any websites in our network (see: milnz.co.nz) and third parties that use our Services and Products.

Please read these Terms carefully before accessing or using our Services or Products. By accessing or using any part of our Services or Products, you agree to be bound by all of the Terms and all other operating rules, policies, and procedures that we may publish via the Terms of Use / Terms of Service from time to time (collectively, the “Agreement”). You also agree that we may automatically change, update, or add on to our Services and Products as stated in the Terms, and the Agreement will apply to any changes.

1. Who’s Who

“You” means any individual or entity using our Services or Products. If you use our Services or Products on behalf of another person or entity, you represent and warrant that you’re authorized to accept the Agreement on that person’s or entity’s behalf, that by using our Services or Products you’re accepting the Agreement on behalf of that person or entity, and that if you, or that person or entity, violates the Agreement, you and that person or entity agree to be responsible to us.

Please see below to determine which entity your Agreement is with, which depends on where you reside and which Services you use. We use the term “Designated Countries” to refer to Australia, Canada, Japan, Mexico, New Zealand, Russia, and all countries located in Europe.

PodTalk Services and Products

• If you reside outside of the Designated Countries: we refer to Services and Products of PodTalk.live and its owners, including or exclusively; Multimedia Investments Ltd.
• If you reside in the Designated Countries: we refer to Services and Products of PodTalk.live and its owners, including or exclusively; Multimedia Investments Ltd.
• Continuity of service – Multimedia Investments Ltd makes no warranty or representation, express or implied, as to continuity of our Services and Products. It (MIL) and PodTalk.live reserves the right to suspend, terminate or otherwise alter access to some or all of the PodTalk.live’s services and products at any time and without notice.

2. Your Account

When you use our Services and Products you require an account, and you agree to provide us with complete and accurate information and to keep the information current so that we can communicate with you about your account. We may need to send you emails about notable updates (like changes to our Terms of Use / Terms of Service or Privacy Policy), or to let you know about legal inquiries or complaints we receive about the ways you use our Services and Products so you can make informed choices in response.

We accept that depending on your location, you may require to keep your identity private. And at PodTalk.live we respect your right to do so. For more information and guidance on ensuring your communications security is observed, see; PodTalk.live and security.

We may limit your access to our Services and Products until we’re able to verify your account information, like via an email address.

When you create a PodTalk.live account, we consider that to be an inquiry about our products and services, which means that we may also contact you to share more details about what we have to offer (i.e., marketing). Don’t worry — if you aren’t interested, you can opt out of the marketing communications, whether it’s an email, text message, or message via the PodTalk.live platform.

You’re solely responsible and liable for all activity under your account. You’re also fully responsible for maintaining the security of your account (which includes keeping your password secure). We’re not liable for any acts or omissions by you, including any damages of any kind incurred as a result of your acts or omissions. If you get fired because of a blog post you write about your boss, that’s on you.

Don’t share or misuse your access credentials. And notify us immediately of any unauthorized uses of your account, store, or website, or of any other breach of security. If we believe your account has been compromised, we may suspend or disable it.

If you’d like to learn about how we handle the data you provide us, please see our Privacy Policy.

3. Minimum Age Requirements

Our Services are not directed to children. You’re not allowed to access or use our Services or Products if you’re under the age of 18 (including 18 in Europe). If you register as a user or otherwise use our Services and Products, you represent that you’re at least 18. You may use our Services and Products only if you can legally form a binding contract with us. In other words, if you’re 18 years of age or over.

4. Responsibility of Visitors and Users

We haven’t reviewed, and can’t review, all of the content (like text, photo, video, audio, code, computer software, items for sale, and other materials) posted to or made available through our Services and Products by users or anyone else (“Content”) or on websites that link to, or are linked from, our Services. We’re not responsible for any use or effects of Content or third-party websites. So, for example:

• We don’t have any control over third-party websites.
• A link to or from one of our Services and Products does not represent or imply that we endorse any third-party website.
• We don’t endorse any Content or represent that Content is accurate, useful, or not harmful. Content could be offensive, indecent, or objectionable; include technical inaccuracies, typographical mistakes, or other errors; or violate or infringe the privacy, publicity rights, intellectual property rights, or other proprietary rights of third parties.
• You’re fully responsible for the Content available on or via your account, and any harm resulting from that Content. It’s your responsibility to ensure that your account’s Content abides by applicable laws and by the Agreement.
• We aren’t responsible for any harm resulting from anyone’s access, use, purchase, or downloading of Content, or for any harm resulting from third-party websites. You’re responsible for taking the necessary precautions to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content.
• Any Content that’s for sale through any of our Services and Products is the seller’s sole responsibility, so you must look solely to the seller for any damages that result from your purchase or use of Content.
• We are not a party to, and will have no responsibility or liability for, any communications, transactions, interactions, or disputes between you and the provider of any Content.

Please note that additional third-party terms and conditions may apply to Content you download, copy, purchase, or use.

5. Fees, Payment, and Renewal

a. PodTalk.live Fees

Fees for Paid Services and Products. Some of our Services and Products are offered for a fee, like certain PodTalk.live memberships and subscriptions and plans (collectively, “Paid Services”). This section applies to any purchases of Paid Services.

By using a Paid Service, you agree to pay the specified fees. Depending on the Paid Service, there may be different kinds of fees, like some that are one-time, recurring, revenue-based, or based on an advertising campaign budget that you set. For recurring fees (AKA subscriptions), your subscription begins on your purchase date, and we’ll bill or charge you in the automatically-renewing interval (such as monthly, annually, or biennially) you select, on a pre-pay basis until you cancel, which you can do at any time by contacting the relevant support team. For revenue-based fees (such as for classified advertising, promotions and other services) you pay us a percentage of the revenue your account generates. Revenue-based fees are ongoing.

Taxes. To the extent permitted by law, or unless explicitly stated otherwise, all fees do not include applicable federal, provincial, state, local or other governmental sales, value-added, goods and services, harmonized or other taxes, fees, or charges (“Taxes”). You’re responsible for paying all applicable Taxes relating to your use of our Services and Products, your payments, or your purchases. If we’re obligated to pay or collect Taxes on the fees you’ve paid or will pay, you’re responsible for those Taxes, and we may collect payment from you.

Payment. You must provide accurate and up-to-date payment information. By providing your payment information, you authorize us to store it until you request deletion. If your payment fails, we suspect fraud, or Paid Services are otherwise not paid for or paid for on time (for example, if you contact your bank or credit card company to decline or reverse the charge of fees for Paid Services), we may immediately cancel or revoke your access to Paid Services without notice to you. You authorize us to charge any updated payment information provided by your bank or payment service provider (e.g., new expiration date) or other payment methods provided if we can’t charge your primary payment method.

Automatic Renewal. By enrolling in a subscription, you authorize us to automatically charge the then-applicable fees and Taxes for each subsequent subscription period until the subscription is canceled. If you received a discount, used a coupon code, or subscribed during a free trial or promotion, your subscription will automatically renew for the full price of the subscription at the end of the discount period. This means that unless you cancel a subscription, it’ll automatically renew and we’ll charge your payment method(s). You must cancel at least one month before the scheduled end date of any annual subscription and at least 24 hours before the end of any shorter subscription period. The date for the automatic renewal is based on the date of the original purchase and cannot be changed. If you’ve purchased access to multiple services, you may have multiple renewal dates.

You can view your renewal date(s), cancel, or manage subscriptions in your profile and/or membership settings or by contacting the support team.

Fees and Changes. We may change our fees at any time in accordance with these Terms and requirements under applicable law. This means that we may change our fees going forward, start charging fees for Services that were previously free, or remove or update features or functionality that were previously included in the fees. If you don’t agree with the changes, you must cancel your Paid Service.

Refunds. We may have a refund policy for some of our Paid Services, and we’ll also provide refunds if required by law. In all other cases, there are no refunds and all payments are final.

We may have a “no-show policy” for some Paid Services that require your participation. This means that if you don’t show up for, don’t participate in, or are late for a scheduled session, you’ll still be charged for the Paid Service and won’t be entitled to a refund.

European Users:

You have the right to withdraw from the transaction within fourteen (14) days from the date of the purchase without giving any reason as long as your purchase was not of downloadable content or of a customized nature, and (i) the service has not been fully performed, or (ii) subject to other limitations as permitted by law. For digital content, you agree that any purchase of digital content will be made available to you immediately and as a result you waive any right of withdrawal to such content.

If you cancel this contract, we will reimburse you all payments we have received from you, including delivery costs (with the exception of additional costs resulting from the fact that you have chosen a type of delivery other than the most favorable standard delivery offered by us), without undue delay and no later than within fourteen days from the day on which we received the notification of your cancellation of this contract. For this repayment, we will use the same means of payment that you used for the original transaction, unless expressly agreed otherwise with you; you will not be charged for this repayment. If we have already begun our services during the withdrawal period, you will pay us a prorated amount corresponding to the services already provided up to the time you notify us of the exercise of the withdrawal right compared to the total scope of the services provided for in the contract. If you cancel your contract with us, you will refrain from using the digital content or digital services or making them available to third parties.

You may exercise your right to withdrawal by sending a clear, written request to: PodTalk.live by using the platform’s Contact Us page.

b. Fees Collected by users of PodTalk.live

Fees Paid to Third-Party users of PodTalk.live. PodTalk.live users can sell items (goods, content, services, products etc.), offer classified advertisements and other initiatives for their accounts at specific price points and intervals, or simply collect payments. We’re not involved in a user’s subscription details or store operations (including the quality, timing, pricing, or legality of what may or may not be included in exchange for payment, or any goods or services purchased). If you buy items or subscriptions from a user, you’re making the purchase directly from the user, and they’re solely responsible for the items sold. Please contact the user if you have any questions or complaints.

Automatic Renewal. Any recurring payments you make to a user may be automatically renewed. This means that unless you or the user cancels your website subscription before the end of the subscription period, it’ll automatically renew and your payment method will be charged. For example, if you select an annually renewing subscription, you’ll be automatically charged once each year until the subscription is canceled.

Refunds. We’re not responsible for refunding fees paid to a user because those transactions are between user and their user/clients. If you’d like to request a refund, please contact the user. If you have a complaint regarding a user, you can contact PodTalk.live via the Contact Us form.

6. Feedback

We love hearing from you and are always looking to improve our Services and Products. When you share comments, ideas, or feedback with us, you agree that we’re free to use them without any restriction or compensation to you.

7. General Representation and Warranty

Our mission is to make your online community and experience a better place, and our Services and Products are designed to give you control over your account. We encourage you to express yourself freely, subject to a few requirements. In particular, you represent and warrant that your use of our Services and Products:

• Will be in strict accordance with the Agreement;
• Will comply with all applicable laws and regulations (including, without limitation, all applicable laws regarding online conduct and acceptable content, licensing, privacy, data protection, the transmission of technical data exported from the United States or the country in which you reside, the use or provision of financial services, notification and consumer protection, unfair competition, and false advertising);
• Will not be for any unlawful purposes, to publish illegal content, or in furtherance of illegal activities;
• Will not infringe or misappropriate the intellectual property rights of PodTalk.live and Multimedia Investments Ltd or any third party;
• Will not overburden or interfere with our systems or impose an unreasonable or disproportionately large load on our infrastructure, as determined by us in our sole discretion;
• Will not disclose the personal information of others;
• Will not be used to send spam or bulk unsolicited messages;
• Will not interfere with, disrupt, or attack any service or network;
• Will not be used to create, distribute, or enable material that is, facilitates, or operates in conjunction with, malware, spyware, adware, or other malicious programs or code;
• Will not involve reverse engineering, decompiling, disassembling, deciphering, or otherwise attempting to derive the source code for the Services and Products or any related technology that is not open source; and
• Will not involve renting, leasing, loaning, selling, or reselling the Services or Products or related data without our consent.

8. Specific Service Terms

a. PodTalk.live and Accounts

PodTalk.live enables you to create podcasts, posts, video, blogs and communications, and we would love for you to use it. A PodTalk.live account also allows you to sign into some of our other Services and Products.

PodTalk.live’s basic service is free, and we offer paid plans, memberships and subscriptions that add advanced features, extra storage, and access to premium themes. We don’t own your content, and you retain all ownership rights you have in the content you post to your website. However, be responsible in what you publish. In particular, make sure that nothing prohibited (like spam, viruses, or serious threats of violence, illegal and inappropriate content) appears on your account and our platform.

If you find a PodTalk.live user that you believe violates these Terms, please contact us or use the Moderation tools available to you.

Your PodTalk.live account’s URL. If you create an account on PodTalk.live, you get free and paid use of the PodTalk platform. You must not engage in “account squatting,” claim an unreasonable number of accounts (as determined by us), or sell access to any sub-accounts.

License. By uploading or sharing Content, you grant us a worldwide, royalty-free, transferable, sub-licensable, and non-exclusive license to use, reproduce, modify, distribute, adapt, publicly display, and publish the Content solely for the purpose of providing and improving our products and Services and promoting PodTalk.live and your account/or/content. This license also allows us to make any publicly-posted Content available to select third parties (through Multimedia Investments Ltd products, services, and tools) so that these third parties can analyze and distribute the Content through their services and products. You also give other PodTalk.live users permission to share your Content on other accounts and add their own Content to it (aka to “reblog” your Content), so long as they use only a portion of your post and they give you credit as the original author by linking back to your content.

Removing Content. If you delete Content, we’ll use reasonable efforts to remove it from public view (or in the case of a private accounts, from view by the authorized visitors) on PodTalk.live, but you acknowledge that cached versions of the Content or references to the Content may not be immediately unavailable.

Web Traffic. We may use a third-party service to measure PodTalk.live’s audience and usage. By having your website on PodTalk.live, you agree to assign the traffic for your account to PodTalk.live, and you authorize us to sign a Traffic Assignment Letter on your behalf. This means that your account’s traffic may be included under PodTalk.live, your account may not receive credit for traffic in the respective reports, and you must not assign your account’s traffic to any other party. If we require additional documentation to verify ownership of your account or sub-domain, you agree to make reasonable efforts to provide it.

Prohibited Uses. Your Content and conduct must not violate acceptable user guidelines if you use our Services and Products to upload videos and media. These guidelines may include or provide information on a few categories of content and behavior that we don’t permit because we consider them harmful to the community.

HTTPS. We offer HTTPS on all PodTalk.live accounts by default via Let’s Encrypt. By signing up and using an account on PodTalk.live accept that this method of https encryption is satisfactory for your and PodTalk.live’s needs.

Advertisements. We may display advertisements on your account unless you have purchased a plan that includes the removal of ads.

Attribution. We may display attribution text or links in your account footer or toolbar, noting that your account is powered by PodTalk.live and or milnz.co.nz or attributing the creator of our theme.

h. Ecommerce Services

We may offer ecommerce Services and Products on PodTalk.live that enable you to sell items (goods, content, services, etc.), receive payments on your account, or otherwise earn money (collectively, “Ecommerce Services”).

If you use Ecommerce Services, the terms in this subsection apply, along with the terms for any underlying Service that you use.

Your responsibilities. You have control over your commerce, and with great power comes great responsibility. We’re not involved in your relationships or transactions with any customer or potential customer, and you’re solely responsible for all of your ecommerce activities. Among other things, this means that you:

• may only use Ecommerce Services for legitimate transactions with your customers.
• must comply with all applicable laws (such as those relating to automatic renewal or providing consumer disclosures) and agree not to engage in unfair, deceptive, or abusive acts or practices.
• are responsible for all products and services you provide, including delivery, support, refunds, returns, providing any appropriate warnings, and ensuring all information you provide is accurate, complete, and current.
• must accurately communicate product and transaction details, set expectations appropriately, and fulfill all commitments you’ve made.
• are responsible for payment of all applicable Taxes relating to your ecommerce activities and your use of Ecommerce Services. You must collect, report, and/or pay the correct amounts to the appropriate authorities if applicable, and if needed, tell your customers about any Taxes they may be required to pay and issue appropriate invoices.
• are responsible for acquiring appropriate consent to process customer transactions, giving customers confirmation or receipts for each charge, verifying customers’ identities, and determining a customer’s eligibility and authority to complete transactions.
• must provide contact information so customers can contact you with questions or complaints.
• must maintain fair and legally compliant return, refund, cancellation, and adjustment policies and clearly explain how customers can request a refund.
• are responsible for all questions, complaints, disputes (including chargebacks), refunds, reversals, or fines that arise from your use of Ecommerce Services.
• should not encourage customers to submit chargebacks.
• are responsible for investigating any transaction you believe may be erroneous, suspicious, or prohibited by law, or otherwise pose unacceptable compliance risks to us or you and, if appropriate, obtaining adequate information and assurances from your customer before fulfilling or completing the transaction.
• are solely responsible for ensuring that your transactions with customers comply with applicable export, import, and sanctions laws and regulations, including obtaining any required licenses or other authorizations or making required filings.
• must comply with Payment Card Industry Data Security Standard (PCI DSS) if applicable to you.
• must promptly notify us via email if you receive any inquiry or action from a government or regulatory agency (such as the Federal Trade Commission or a state Attorney General) that’s related to your use of Ecommerce Services.

Prohibited Uses. You may not use Ecommerce Services for any unlawful purposes; in furtherance of illegal activities; or in a manner that is unfair, deceptive, exposes us or customers to unreasonable risks, or does not disclose important terms of a transaction in advance. Among other things, this means that:

• Ecommerce Services cannot be used in, from, by, or for the benefit of a country, organization, entity, or person embargoed or blocked by any government, including those on sanctions lists identified by the United States Office of Foreign Asset Control (OFAC) or alternatively the government in which you operate your account from and/or usually reside.
• If you’re using Ecommerce Services, you must observe all PodTalk.live guidelines and user guidelines that PodTalk.live and/or Multimedia Investments Ltd may issue.

We may terminate your access to our Services and Products or force refunds (where possible) to your customers without notice to you if we determine (in our sole discretion) that your use violates the Agreement, or if a payment processor or regulatory authority requires it.

Fees and Negative Balances. In some cases, you pay us fees relating to the Ecommerce Services you use. For example, the fee for the Payments feature as a percentage (which depends on your plan) of the revenue your account generates through the Payment feature, and when you use the feature, you authorize Stripe to direct payment of that percentage to us. Please note that we have no obligation to reimburse or refund these revenue-based fees when you issue refunds to your customers.

If you have a negative account balance (for example because of fraud, chargebacks, or other operational issues) or we’re obligated to pay or collect any fees relating to your ecommerce activities or your use of Ecommerce Services, you’re responsible for those losses and fees, and we may collect payment for those losses and fees.

Tax Calculations. While some Ecommerce Services allow you to include sales taxes in transactions you shouldn’t rely solely on these features. We work to keep our documents and tools up-to-date, but tax laws change rapidly; and we can’t guarantee that tax calculations you receive through or in connection with our Services and Products are complete and accurate. Tax laws also differ from jurisdiction to jurisdiction and may be interpreted differently by different authorities. We recommend consulting with a tax professional for your specific tax situation to assess the tax rates you should charge.

If we’re obligated to pay or collect Taxes on your ecommerce activities or your use of Ecommerce Services, you’re responsible for these Taxes, and we may collect payment for them from you.

Third-Party Services. You may decide to use third-party services, like Stripe or PayPal to collect payment or EasyPost to manage shipping. Please note that WooPayments is powered by Stripe. If you use WooPayments or any third-party services, some of your — and your customers’ — data may be submitted directly to or passed to the respective third party, and the respective third party’s terms of service, privacy policy, and other policies may apply. For example, Payments requires a Stripe account to manage payments, and when you use Stripe, you agree to their terms and policies. Please note that third-party services may also charge you fees to use or access their services, as Stripe does for Payments.

While we may license you relevant extensions, we’re not involved in any third-party services tied to those extensions. We may, nonetheless, facilitate transactions or communication with the third-party service provider. For example, we may, on your behalf, receive notices or forms relating to your Stripe account.

Some of these third party services may be enabled by default, but you can disable them before launching your store if you don’t want to use them.

More on Shipping Services Specifically. Our shipping Services may allow you to check shipping rates or buy shipping labels from certain mailing services, like UPS, USPS, DHL, and Canada Post. We’re only an intermediary between you and these third parties; we aren’t involved in any way with your product or its shipment. We also don’t guarantee that the results you obtain from the use of these services (like rates, labels, or delivery timeframes) will be accurate or reliable.

You’re solely responsible for compliance with all applicable rules and regulations, including domestic and international shipping and customs regulations and any regulations imposed by the mailing service(s) you use.

If you use services provided by the US Postal Service (“USPS”):

• You agree to comply with their shipping restrictions and mailing standards, among others.
• The following Privacy Act Statement applies to information you provide to USPS: Your information will be used to facilitate the purchase of USPS postage and fulfill transactional reporting requirements for USPS postage systems. Collection is authorized by 39 U.S.C. 401, 403, and 404. Providing the information is voluntary, but if not provided, your transaction may not be processed. USPS does not disclose your information to third parties without your consent except to facilitate the transaction, to act on your behalf or request, or as legally required. This includes the following limited circumstances: to a congressional office on your behalf; to financial entities regarding financial transaction issues; to a US Postal Service (USPS) auditor; to entities, including law enforcement, as required by law or in legal proceedings; and to contractors and other entities aiding us to fulfill the service (service providers). For more information regarding USPS privacy policies, visit http://www.usps.com/privacypolicy

When using DHL’s services, you are responsible for compliance with all applicable DHL rules and terms, such as the DHL Express Terms and Conditions of Carriage.

In addition, you’re solely responsible for customs charges, import taxes or duties, and any other charges related to your shipments. If we incur any charges as a result of your use of the shipping services, you agree to reimburse us for the full amount within 7 days.

In some cases, you may need to pay fees to the carrier directly, like if you use UPS shipping labels. In other cases, you authorize us to charge you for the fees associated with each shipping label you create. Each fee will be charged separately to the payment methods you provide in your WordPress.com account, which you can view and manage as described on the Payments Methods support page. If you have multiple payment methods, you can select which should be used for the shipping label service. If we’re unable to collect payment from you for these fees, you’ll be responsible for payment within 7 days; please contact us to make payment.

Refunds for unused shipping labels must be requested (like so for USPS) in your store’s wp-admin within 30 days of creating the label. Depending on your bank and the third party involved, it can take up to 45 days for your refund to be issued. If you don’t receive your refund within this time frame, please contact us.

You may not transfer or sell postage and/or shipping labels to a third party.

i. Artificial Intelligence

We may offer features that incorporate artificial intelligence (AI), like blocks or plugins that enable you to use AI to generate content or images for your account or store.

As between you and PodTalk.live, and to the extent permitted by law, you own or have the rights to any content you input into AI features (“Input”) and any content generated by the AI features (“Output”).

You’re responsible for your Input, the use of any Output, and for complying with any applicable laws. AI may occasionally generate Output that’s inaccurate, irrelevant, offensive, harmful, or similar to others’ content.

9. Copyright Policy

As we ask others to respect our intellectual property rights, we respect the intellectual property rights of others. If you believe any Content violates your copyright, please send us a notice.

10. Intellectual Property

The Agreement doesn’t transfer any PodTalk.live or third-party intellectual property to you, and all right, title, and interest in and to such property remains (as between PodTalk.live and you) solely with PodTalk.live. PodTalk.live, and all other trademarks, service marks, graphics, and logos used in connection with our platform or Services and Products are trademarks or registered trademarks of PodTalk.live (or PodTalk.live’s licensors and/or owners). Other trademarks, service marks, graphics, and logos used in connection with our Services and Products may be the trademarks of other third parties. Using our Services and Products doesn’t grant you any right or license to reproduce or otherwise use any PodTalk.live or third-party trademarks.

11. Third-Party Services

While using the Services and Products, you may enable, use, or purchase services, products, software, embeds, or applications provided or manufactured by a third party or yourself (“Third-Party Services”). Certain Third-Party Services will indicate that they are sold or licensed by PodTalk.live with support provided by PodTalk.live.

If you use any Third-Party Services, you understand and agree that:

• Third-Party Services aren’t vetted, endorsed, or controlled by PodTalk.live.
• Unless we have indicated that PodTalk.live is providing support for it, any use of a Third-Party Service is at your own risk, and we won’t be responsible or liable to you or anyone else for Third-Party Services.
• Even if you purchase a third-party extension through a marketplace we operate, any services related to that extension are subject to and governed by the terms and policies of the third party (“Third Party”).
• Some Third-Party Services may request or require access to your data — or to your visitors’ or customers’ data — through things like pixels or cookies. If you use the Third-Party Service or grant them access, the data will be handled in accordance with the Third Party’s privacy policy and practices, which you should carefully review before you use any Third-Party Services. Third-Party Services may not work appropriately with our Services and Products and we may not be able to provide support for issues caused by any Third-Party Services.
• If you have questions or concerns about how a Third-Party Service operates or need support, contact the Third Party directly unless it is indicated that PodTalk.live provides support for it.

In rare cases we may at our discretion, suspend, disable, or remove Third-Party Services from your account.

12. Changes

We may modify the Terms from time to time, for example, to reflect changes to our Services and Products (e.g., adding new features or benefits to our Services and Products or retiring certain features of certain Services) or for legal, regulatory, or security reasons. If we do this, we’ll provide notice of the changes, such as by posting the amended Terms and updating the “Last Updated” date or, if the changes, in our sole discretion, are material, we may notify you through our Services or other communications. Any changes will apply on a going-forward basis, and, unless we say otherwise, the amended Terms will be effective immediately. By continuing to use our Services and Products after we’ve notified you, you agree to be bound by the new Terms. You have the right to object to any changes at any time by ceasing your use of our Services and Products and canceling any subscription you have.

13. Termination

We may terminate your access to all or any part of our Services and Products at any time, with or without cause or notice, effective immediately, including if we believe, in our sole discretion, that you have violated this Agreement, any service guidelines, or other applicable terms. We have the right (though not the obligation) to (i) reclaim your username or account’s URL due to prolonged inactivity, (ii) refuse or remove any content that, in our reasonable opinion, violates any part of this Agreement or any PodTalk.live policy, or is in any way harmful or objectionable, (iii) ask you to make adjustments, restrict the resources your account uses, or terminate your access to the Services and Products, if we believe your account’s storage or bandwidth usage burdens our systems (which is rare and typically only occurs when an account is used for file sharing or storage), or (iv) terminate or deny access to and use of any of our Services and Products to any individual or entity for any reason. We will have no obligation to provide a refund of any fees previously paid.

You can stop using our Services and Products at any time, or, if you use a Paid Service, you can cancel at any time, subject to the Fees, Payment, and Renewal section of these Terms.

14. Disclaimers

Our Services and Products are provided “as is.” PodTalk.live and its suppliers, owners and licensors hereby disclaim all warranties of any kind, express or implied, to the maximum extent allowed by applicable law, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither PodTalk.live, nor its suppliers, owners and licensors, makes any warranty that our Services and Products will be error free or that access thereto will be continuous or uninterrupted. If you’re reading this, you understand that you download from, or otherwise obtain content or services through, our Services and Products at your own discretion and risk.

15. Jurisdiction and Applicable Law.

Except to the extent any applicable law provides otherwise, the Agreement and any access to or use of our Services and Products will be governed by the laws of New Zealand, excluding its conflict of law provisions and the application of the United Nations Convention of Contracts for the International Sale of Goods, and the proper venue for any disputes arising out of or relating to the Agreement and any access to or use of our Services and Products will be the courts located in New Zealand. Nothing in this Agreement affects your rights as a consumer to rely on mandatory provisions in your country of residence.

16. Limitation of Liability

In no event will PodTalk.live, or its suppliers, owners, partners, or licensors, be liable (including for any third-party products or services purchased or used through our Services and Products) with respect to any subject matter of the Agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed $50 or the fees paid by you to PodTalk.live under the Agreement during the twelve (12) month period prior to the cause of action, whichever is greater. PodTalk.live shall have no liability for any failure or delay due to matters beyond its reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

European Users: If we cause damage to you and you are a consumer in Europe, we limit our liability to the maximum amount permissible in your country of residence. Liability will be limited to foreseeable damages arising due to a breach of material contractual obligations typical for this type of contract. PodTalk.live isn’t liable for damages that result from a non-material breach of any other applicable duty of care. This limitation of liability will not apply to any statutory liability that cannot be limited, to liability for death or personal injury caused by our negligence, liability caused by our willful misconduct or gross negligence, or our responsibility for something we have specifically promised to you. You and we agree that we and our affiliates’ total liability is limited to the greater of $50 or the amount paid by you to use our Services and Products during the 12 months preceding the claim; To the extent that our liability is limited or excluded, the limitations or exclusions will also apply to the personal liability of our employees, legal representatives, and vicarious agents.

17. Indemnification

You agree to indemnify and hold harmless PodTalk.live, its owners, contractors, and its licensors, and their respective directors, officers, employees, and agents from and against any and all losses, liabilities, demands, damages, costs, claims, and expenses, including attorneys’ fees, arising out of or related to your use of our Services and Products, including but not limited to your violation of the Agreement or any agreement with a provider of third-party services used in connection with the Services and Products or applicable law, Content that you post, and any ecommerce activities conducted through your or another user’s account.

18. US Economic Sanctions

You agree that our ability to provide our Services and Products to you is subject to compliance with New Zealand sanctions that restrict or prohibit who or from where our Services and Products can be accessed. By using the Services, you represent and warrant that you (i) are not located or residing in any country or territory subject to comprehensive New Zealand sanctions (currently Cuba, Crimea, Iran, North Korea, Donetsk People’s Republic, Luhansk People’s Republic, and Syria); (ii) are not listed on any New Zealand list of prohibited or restricted parties, or otherwise subject to New Zealand sanctions that would prohibit your access to or use of our Services and Products; and (iii) shall not use or allow access by any of your customers or potential customers (if applicable) to the Services and Products in any manner that may cause PodTalk.live to violate New Zealand export controls and sanctions. We reserve the right to restrict or block your access, or access by any of your customers or potential customers (if applicable), to the Services and Products and/or to terminate the Agreement at any time without notice if we determine, at our sole discretion, that such access may cause a violation or create unacceptable risk to us under export controls or sanctions.

19. Data Processing Agreement

If you need a data processing agreement (DPA) with us for the GDPR requirements that apply to us as a data processor for your account, please refer to PodTalk.live’s privacy policies.

20. Translation

These Terms were originally written in English (NZ). We may translate these terms into other languages, and in the event of a conflict between a translated version of these Terms and the English version, the English version will control.

21. Miscellaneous

The Agreement (together with any other terms we provide that apply to any specific Service and/or Product) constitutes the entire agreement between PodTalk.live and you concerning our Services and Products. If any part of the Agreement is unlawful, void, or unenforceable, that part is severable from the Agreement, and does not affect the validity or enforceability of the rest of the Agreement. A waiver by either party of any term or condition of the Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof.

PodTalk.live may assign its rights under the Agreement without condition. You may only assign your rights under the Agreement with our prior written consent.

Your feedback

Please feel free to contact us via our contact form with your feedback and suggestions that may provide additional privacy for you and your data and improve your PodTalk experience.